Start with a statement if you want the app to find EMIs automatically, or add items manually from the right tab.
Use Backup after updating data. Everything stays on this device unless you export it.
Pick your backup file (e.g. my-data.txt) or paste its contents. Everything loads instantly and stays only on this device.
This permanently erases all your data on this device — loans, credit cards, gold, overdrafts, people, investments, reminders and settings. This cannot be undone.
Give me the EMI plus any two of loan amount / tenure / rate — I'll calculate whatever's missing and build the full month-by-month schedule.
🔒 Everything is read entirely on this device — nothing is ever uploaded. I'll find recurring payments that look like EMIs and set them up for you.
One transaction per line. I'll auto-detect the date and amount — commas, tabs, or spaces all work.
Reading happens on your device and can take a few seconds. A tight, clear crop reads best.
Adjust any figure to match your latest statement. Saved locally in your browser.
Enter this month’s statement amount. Update it each month as new bills come in.
Loan against pledged gold. Interest accrues yearly and is due in the month you set.
Interest is charged monthly on the outstanding balance. Repay any amount, any day — it lowers your interest from then on.
Track money you've lent out. Mark “got it” when you collect.
Personal or informal debts outside the banks. Mark “settled” when repaid.
Property, deposits, stocks, gold — anything you own. Update values anytime.
Choose how this payment should nudge you on mobile. These settings stay on this device.
Protect this device's data with a PIN. It's stored only here — if you forget it, you'll need to restore from a backup.